Dearlo

Last updated October 23, 2026

Terms of Service

These terms are the agreement between you and Howdy LLC, which operates Dearlo. By creating an account or using Dearlo, you agree to them. Please also read our Privacy Policy, which explains how we handle your information.

1. Who can use Dearlo

You must be at least 13 years old to use Dearlo. If you’re under 18, you need a parent or guardian’s permission, and a parent or guardian must make any purchases.

2. Your account

3. Your content

You own what you add — names, photos, notes, and Gift Quiz answers. You give us permission to store and process it only as needed to run Dearlo for you, including sending relevant details — and any photos you add — to our AI provider to describe their style and generate suggestions, as described in our Privacy Policy.

Much of what you add is about other people. By adding it, you confirm you’re allowed to share it, that you won’t add sensitive information (like health, religious, or financial details), and that you have the right to upload any photos you add.

Children: if you add information or photos about anyone under 18, you confirm that you are their parent or legal guardian, or that you have their parent or guardian’s permission to do so.

4. AI gift suggestions

5. Free searches, Dearlo Plus, and packs

6. All sales are final

Search packs and subscription payments are non-refundable, including for partial billing periods, except where a refund is required by law. Cancelling stops future charges. If something goes wrong with a purchase — for example you were charged but didn’t receive your searches — email us at matthuntbiz@gmail.com and we’ll make it right. Refunds for purchases made through Apple are handled by Apple.

7. Reminders and calendar sync

Reminder emails and calendar sync are conveniences, not a guarantee. Emails can be delayed or filtered as spam, and calendar apps update on their own schedules, so please don’t rely on Dearlo as your only reminder for important dates. Your private calendar link shows the names and dates you’ve saved to anyone who has it, so keep it private; you can reset it anytime.

8. Acceptable use

Please don’t:

9. Ending your account

You can delete your account at any time from your Account page; doing so cancels any active subscription. We may suspend or close accounts that break these terms, and we may change or discontinue features of the service. If we shut down Dearlo entirely, we’ll give reasonable notice.

10. Disclaimers

Dearlo is provided “as is” and “as available.” To the extent allowed by law, we make no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, and we don’t promise the service will be uninterrupted or error-free.

11. Limitation of liability

To the extent allowed by law, Howdy LLC won’t be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits or data. Our total liability for any claim related to Dearlo is limited to the greater of the amount you paid us in the 12 months before the claim, or $50. Some places don’t allow these limits, so they may not all apply to you.

12. Indemnity

If you break these terms or misuse information about other people, and that leads to a claim against us, you agree to cover the reasonable costs of that claim, to the extent allowed by law.

13. Resolving problems

If you have a problem with Dearlo, please email us first at matthuntbiz@gmail.com. We’ll try in good faith to sort it out within 30 days before either of us takes it further. This doesn’t affect any right you have to dispute a charge with your bank.

14. Governing law

These terms are governed by the laws of the State of Wisconsin, without regard to its conflict-of-law rules. Any dispute will be handled in the state or federal courts located in Wisconsin, unless the law where you live gives you the right to bring it elsewhere.

15. Changes to these terms

We may update these terms. We’ll change the date at the top of this page, and for significant changes we’ll notify you by email or in the app before they take effect. Continuing to use Dearlo after that means you accept the updated terms.

16. Contact us

Howdy LLC · Wisconsin, United States · matthuntbiz@gmail.com